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Luceritos Group
In this Group: Rita , Dharin, Rosaria Raquel , Elva Katia, Veronica, Juana Gregoria , Nelson Agno , Bertha
The communal bank "Luceritos" will begin its second loan cycle with Pro Mujer as part of the Senkata regional center. It consists of eight members and is led by a board of directors, where Señora Rita is the president. The businesses that the members of the communal bank run are varied; among them are selling blankets, selling fried potatoes, selling food, selling chickens, selling fruit, weaving blankets, and a shoe store.

The loan that they will take out will benefit these little microentrepreneurs, of whom Señora Rita is one. She indicates that she joined Pro Mujer two years ago, entering at the invitation of her friends who are members of the institution. Now she has a business, a workshop for knitting sweaters and blankets. She lets it be known that she learned this business a number of years ago. After learning knitting techniques, she decided to sell these products.

The loan that she will take out now is to increase her capital to buy wool, which she will acquire from the traditional fairs on the Peru-Bolivia border, and after making her products she will sell them in her sales space. This form of work allows her to generate income to maintain her family, since she is married and has five children.

When she is asked what she likes about Pro Mujer, she responds that she likes the health area that the institution offers her.

The photograph includes two friends of the group who accompanied their relatives. One is wearing a white hat, and one has a bright blue sweater.
View original language description ↓
La A.C. “LUCERITOS” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Rita es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de mantas, venta de papa frita, venta de comida, venta de pollos, venta de fruta, trenzado de mantas, tienda de zapatos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rita es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de sus amigas que son socias en la institución. En la actualidad ella tiene un negocio de venta de taller de tejido de chompas y mantas; da a conocer que este negocio lo aprendió hace varios años después de aprender la técnica de tejido decide realizar la venta de estos productos.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias tradicionales de la frontera Perú - Bolivia y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.

En la fotografpía nos acompañan dos amigas del grupo que acompañaron a sus familiares, ellas estan con un sombrero blanco y con una chompa azul clara.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 182
    View loans »
    Bolivia Loans Fundraising
  • $31,008,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Luceritos Group's $3,000 loan helped a member to buy wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 6, 2013
Listed
Dec 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014