This loan will benefit their small businesses, including Cecilia’s. She says that this is her first time with Pro Mujer, having joined on the invitation of a promoter who visited her in her home. She has a neighborhood store and says that she got this business from friend and she decided to expand it.
This loan will allow her to increase her working capital and buy sugar, noodles, and cooking oil at the large La Paz stores and sell the merchandise in her stall. This type of work allows her to generate income to support her household, since she is a married and has three children.
When asked what she likes about Pro Mujer, she says that she likes the loans and health care that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cecilia es integrante, ella indica que hace es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo adquirió de una amiga, quien le traspasó su negocio y al observar que el mismo era comercial lo pretende ampliar.
El crédito que ahora sacará es para el aumento de capital (compra de azúcar, fideo, aceite) que adquirirá de las tiendas mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud que se ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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