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Flor De Verano Group
In this Group: Jovana , Guillernima, Elsa Isabel, Carmen Adela, Marco Antonio , Rocio Roxana, Veronica , Yali
The “FLOR DE VERANO” communal bank is in its first cycle with Pro Mujer, as part of the Collpani center. It’s made up of eight members and directed by a board of directors where Jvana serves as the president. The members’ businesses include selling towels, clothing sales, food sales, juice sales, stuffed animal sales, pants sales, transportation services, selling socks, CD sales, secretarial services, and fruit sales.

This loan will benefit their small businesses, including Jovana’s. She has been with Pro Mujer for three years and joined on the invitation of another member. She has a fruit selling business and says that she learned this business from her aunt because she used to help her starting when she was three years old. She decided to set up her own business when she had her first child.
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This loan will allow her to increase her working capital and buy fruit from the larger vendors in La Paz and then sell the merchandise in her stall. This type of work allows her to generate income to support her family. She is in a common law marriage and has three children.

When asked what she likes about Pro Mujer, she says that she likes the training on loans and health.
View original language description ↓
La A.C. “FLOR DE VERANO” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Jovana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de toallas, venta de ropa, venta de comida, venta de jugos, venta de peluches, venta de pantalones, servicio de transporte, venta de medias, venta de CD’s, servicio de secretariado, venta de fruta.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Jovana es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de fruta; cuenta que este negocio lo aprendió de su tía, porque le ayudaba en su negocio desde sus trece años, cuando tuvo su primer hijo decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de fruta) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $30,362,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Verano Group's $3,425 loan helped a member to buy fruit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2013
Listed
Dec 18, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014