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Digna Emerita
Digna is 46 years old, a fighter, enterprising, head of the household, and a farmer with a lot of enthusiasm and the desire to succeed. She is a single mother with 3 children studying different grades in primary school.

Digna did not complete her fourth year of primary school education because her parents had limited resources and could not support her through the complete primary course of study. Thanks to the moral support of her parents she could learn the techniques and processes necessary for growing coffee and she has more than 15 years experience. She continues working hard and constantly in order to bring up her children as she is a single mother and has no other support.

The land that she works is her own and she acquired it thanks to an inheritance from her parents. It is located 30 minutes from her home which she traverses by walking. Her goals and hopes for her business is to expand, generate higher earnings, to buy new land with new coffee seedlings to improve her income for the wellbeing of her family and home. As a mother to her children she supports them in their studies, giving them the opportunity to be able to prepare academically so that they do not go through the same situation as she did as a youth due to the lack of financial support.

So today she is asking for financing in order to buy agricultural supplies and to be able to care for her coffee crops preventing deterioration from climatic changes, diseases such as rust and the coffee berry borer (beetle-like insect).
View original language description ↓
Doña Digna es una señora de 46 años de edad, luchadora, emprendedora, ama de casa y agricultora, con muchos ánimos y deseos de salir adelante, madre soltera de 3 hijos los cuales estudian en primaria en diferentes grados de educación. Doña Digna tiene un grado de estudio de primaria incompleta cursado hasta el cuarto grado ya que sus padres de escaso recursos no pudieron apoyarle para que ella pudiese culminar la primaria. Gracias al apoyo moral de sus padres ella pudo aprender las técnicas y procesos necesarios para el cultivo de café con una experiencia por más de 15 años ella sigue trabajando duro y constante para salir adelante con sus hijos ya que ella es madre soltera y no tiene más apoyo. El terreno que trabaja es propio y lo adquirió gracias a una herencia por sus padres el cual está ubicado a 30 minutos de distancia de su casa de habitación al cual se traslada caminando.
Sus metas y esperanzas para con su negocio es poder ampliarlo, generar mayores ganancias, comprar un nuevo terreno con plantilla nueva de café para que sus ingresos mejoren para el bienestar de sus familia y hogar. Como madre para sus hijos apoyarlos en sus estudios, darles la oportunidad de poder prepararse académicamente y que ellos no pasen por la misma situación que ella en su juventud por la falta de apoyo económico.
Por lo que hoy en día ella ha solicitado financiamiento para la compra de insumos agrícolas y poder asistir sus cultivos de café previniendo el deterioro por los cambios climáticos, enfermedades como la roya y bichos como la broca.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,800
    Average annual income
  • 76
    View loans »
    Honduras Loans Fundraising
  • $8,669,775
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $975 helped Digna Emerita to buy agricultural supplies in order to tend to her coffee crops.
0% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 27, 2013
Listed
Dec 1, 2013
Currency Exchange Loss:
Possible