The loan that they will take out will benefit these little microentrepreneurs, of which Señora Ruth is one. She indicates that this is the fourth year that she has been a member of Pro Mujer, having joined at the invitation of a friend who is a member of the institution. Now she has a business of selling sweets. She lets it be known that she began this business some years ago, since her business is near an educational institution.
The loan that she will take out now is to increase her capital to buy sweets, which she will acquire from the fairs in the city of La Paz and later sell in her sales space. This form of work allows her to generate resources to maintain her family, since she lives in a free union relationship and has a son.
When she is asked what she likes about Pro Mujer, she responds that she likes the areas of credit, health, and training that the institution offers her.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ruth es integrante, ella indica que es el cuarto año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de dulces; da a conocer que este negocio lo emprendió hace años atrás, ya que su comercio está cercano a un establecimiento educativo.
El crédito que ahora sacará es para el aumento de capital (compra de dulces) que adquirirá de las ferias de Ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito, salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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