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Izabella is an experienced farmer from Hovtashen village of Ararat region. She lives with her husband (in the photo) and son. Her husband is employed in the private sector and her son works in the government sector. Their salaries, however, are not enough to fully cover their needs. To assist her family members in earning a living, Izabella is engaged in agribusiness; she breeds cattle and cultivates alfalfa, peaches and apricots, and sells the agricultural products in the local market. Izabella's agribusiness currently needs some investments in order for it to function in a sustainable and productive way. She needs a loan of USD 2,100 to renovate the barn and the greenhouse and pay for harvesting services. Izabella and her family members highly rely on the good will of the lenders and will appreciate their support in collecting the needed amount of loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 92
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Izabella to renovate the barn and the greenhouse and pay for harvesting services.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 30, 2013
Currency Exchange Loss:
Apr 16, 2014