Lydia is 28 years old and is married with two children. She earns her income through the sale of crops and livestock, as well as a monthly wage as a Community Knowledge Worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area including information about the weather, market prices, crop diseases and agricultural tools. On her land Lydia grows maize, beans, cassava, passion fruit, vegetables, bananas, peas and coffee. She also has cows, goats, sheep and chickens. Lydia has served as a CKW for the last two years and she looks forward to renewing her CKW contract for the next three years. As a CKW she will use the materials in her business-in-a-box (a smartphone, a solar charging set, and a weighing scale) to disseminate vital agricultural information to the other members of her village, helping them to improve their crop yields and increase their incomes. With the additional money she will earn as a CKW, Lydia will pay school fees for her children and save some money for future emergencies. Her biggest dream is to be a successful coffee farmer.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit