Moses is 29 years old and is not married yet. He earns his income through the sale of crops and livestock and earns a monthly wage as a Community Knowledge Worker (CKW). Community Knowledge Workers are trusted community members who provide agricultural data and advice, including information about the weather, market prices, crop diseases and agricultural tools, to rural farmers in their local area.
On his land, Moses grows maize, beans, coffee, cassava, potatoes, passion fruit, bananas and onions. He also has some cows and chickens.
As a CKW, Moses will use the materials in his business-in-a-box (a smartphone, a solar charging set, and a weighing scale) to disseminate vital agricultural information to the other members of his village, helping them to improve their crop yields and increase their incomes. With the additional money he will earn as a CKW, Moses will invest in new agricultural tools.
His biggest dream in life is to be a model farmer in his community.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit