From a rural village of Prey Chhor district, Som Oul is a 31-year-old farmer and a married woman with three children. She also works as a paid laborer in order to earn additional income to cater the needs of her family. Her husband shares his responsibilities to financially support the household by working as a driver for a construction company. Every day he transports construction materials from place to place by orders from the clients. This couple is seeking ways of improving their income and aiming to start their own business of providing transportation service to clients who order construction materials. To make this dream a reality, Som Oul decided to borrow a loan in the sum of 1,500 USD to buy a motorcycle and trailer, which will enable her husband to start providing transportation service. In the future, Som Oul wishes to run a general store from her house and hopes to make a consistent income to secure the overall needs of her family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.