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Dorcas
Dorcas is a Juhudi Kilimo customer. She is a farmer living in Kitale, and she is married with three children. She has been farming for 10 years. She produces and sells milk, as well as maize, beans, groundnuts, and kale (referred to as sukuma wiki in East Africa), which is grown mostly in the area. In farming, she loves growing and harvesting her maize, beans and groundnuts because they give her good business. The challenge she faces is that of weeding and irrigating her sukuma wiki field.

Dorcas chose Juhudi Kilimo because she saw her friends benefit from their loans. She decided to give Juhudi Kilimo a try, and she has not regretted her decision. Juhudi Kilimo's loan repayment plan is achievable. This loan will enable her expand her dairy farm. She will also acquire a large farming field which will lead to more food production for both selling and family consumption. The income acquired is intended to pay her children's school fees.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 963
    View loans »
    Kenya Loans Fundraising
  • $41,799,600
    Funds lent in using Kiva
  • 87.1
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $600 helped Dorcas to purchase a dairy cow.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 18, 2013
Listed
Nov 30, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2015