Stephen is a 29-year-old hardworking man with one child aged three and a half living in Fort Portal, Uganda. His main business is motorcycle transportation alongside farming in order to earn extra income. He started business with a vision of managing to provide for his family. He is facing a challenge of poor roads especially the rainy season whereby he is always in the garage for motorcycle repair. However, he hopes to construct a residential house. Stephen needs a loan to buy a new motorcycle to transport his customers.