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Hen
Hen is 39 years of age and lives in the rural village of Baray, Kampong Thom province. He works with great effort as a farmer on almost two hectare of land, on which he grows and harvests rice, yams and other seasonal crops. He has been doing this work for 10 years, and thanks to this, he has been able to raise his family which includes him, his wife and two children.

As this is his fourth loan cycle, Hen will use this loan to build a household latrine to improve their sanitation and personal hygiene. With the loan support, he hopes that everyone in his family can live in a comfortable lifestyle. Thanks to the water loan program offered by HKL with a special interest rate, he is encouraged to focus on healthy living conditions, safeguard the health of his family, and protect the environment.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 126
    View loans »
    Cambodia Loans Fundraising
  • $36,179,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $575 helped Hen to build a household latrine to improve their sanitation and personal hygiene.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2013
Listed
Nov 30, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015