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Muzafar is 56 years He is a farmer. Muzafar has a large and close-knit family. Muzafar's wife is a homemaker. She raises their children. Muzafar's eldest son works abroad. He left Tajikistan in order to improve the living conditions of his family. Muzafar's other children (two sons and a daughter) live with him.

For around two years, Muzafar has been in the business of crop farming. It is his only job and, currently, his only source of income for his family.

In Tajikistan, winter comes later than in other countries. This is why Muzafar still has a chance to sow wheat on his plot of land. The reason why he is starting to sow his seeds so late is that he did not have enough money. Muzafar decided to take out a loan to buy mineral fertilizers, tractor fuel and wheat grains in order to more quickly finish sowing his seeds. If he does not finish doing this on time then he won't have a harvest in the Spring. Muzafar needs assistance. Please help him!
View original language description ↓
Музафару 56 лет. Он дехканин. Музафар имеет большую и дружную семью. Жена Музафара домохозяйка. Она занимается воспитанием детей. Старший сын Музафара находиться на заработках заграницей. Он уехал, чтобы улучшить жизненные условия своей семье. Другие дети Музафара (два сына и дочка) живут с ним.
Около двух лет Музафар занимается растениеводством. Для него это единственная деятельность и на сегодняшний день единственный источник дохода в его семью.
В Таджикистане зима приходит позднее, чем в других странах. Поэтому у Музафара есть еще шанс посеять пшеницу на своем земельном участке. Причина, по которой он поздно начал посев, это нехватка средств. Музафар решил взять кредит для покупки минеральных удобрений, горючей смеси для трактора и пшеничных зерен, чтобы поскорее закончить посев, потому что если он не успеет, то весной останется без урожая. Музафару нужна помощь. Помогите ему!

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 188
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Muzafar to buy tractor fuel, mineral fertilizers and wheat grains.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Nov 29, 2013
Currency Exchange Loss:
Jan 17, 2015