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Marta Lidia
Marta Lidia, 34, works as a housewife and in agriculture. She has five children: three of them are still studying and two are adults and work together with her and their father in agriculture. Every day, they perform different activities, such as spreading fertilizers and cleaning and weeding the fields.

She studied three years of primary school thanks to her parents, but could not continue due to the lack of economic support. Eight years ago, she started to grow coffee together with her husband, but she learned to do it when she was very young, thanks to her parents who have been working with this for many years. She also has a small grocery store at home and her customers are friends, relatives, neighbors and people from the surroundings. They work their own land, located close to where they live, so they have easy access to it and can easily give it maintenance.

Her plans and goals for the future are to enlarge her coffee plantations and buy more land. She will plant more and better types of coffee in order to make her product more attractive to her customers. She wants to give her children the opportunity to study at the university and become professionals so that in the future, when she and her husband are gone, they can continue to work their land, start their own businesses, create jobs and be independent entrepreneurs.

This is why she is requesting a loan to buy agricultural supplies, such as compost, leaf fertilizers and other types of fertilizers needed to strengthen and protect her coffee plantations.
View original language description ↓
Marta Lidia con 34 años de edad es ama de casa y agricultora, madre de 5 hijos 3 de ellos estudian en diferentes grados de educación en la escuela de la comunidad y los dos mayores trabajan junto a ella y su padre en el campo en las diferentes actividades que diariamente se realizan como la aplicación de abono, limpieza, poda entre otras. Tiene 3 años de educación que gracias a sus padres pudo cursar pero por la falta de apoyo económico no pudieron seguirle apoyando para que ella terminara sus estudios primarios. Desde hace 8 años en compañía de su esposo trabaja la tierra especialmente en el cultivo de café pero fue a temprana edad que ella aprendió gracias a sus padres quienes son agricultores por muchas generaciones. Ella también maneja un pequeño negocio de pulperia ubicado en su casa de habitación siendo sus clientes sus amigos, familiares y amigos que viven en la zona y otras personas que llegan de las zonas aledañas. La tierra que trabajan en familia es propia y está ubicada muy cerca de su casa de habitación por lo que les permite el fácil acceso y mantenimiento del mismo.
Sus planes y metas para el futuro ampliar sus cultivos de café mediante la compra de más tierra y cultivar una mayor y una mejor variedad de producto que pueda ser más atractivo para sus clientes y demás. Para con sus hijos dar la oportunidad a cada uno de ellos que puedan convertirse en profesionales a nivel universitario adquiriendo los conocimientos necesarios para el día de mañana que ellos como padres falten tengan una tierra donde trabajar, formar sus empresas, sus hogares y generen empleo y no sean empleados. Por lo que hoy en día ella solicita un financiamiento con el cual comprara insumos como abono, foliares, fertilizantes entre otros para fortalecer y proteger sus cultivos de café.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 20
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,225 helped Marta Lidia to buy agricultural supplies for her coffee plantations.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 28, 2013
Listed
Dec 3, 2013
Currency Exchange Loss:
Possible