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Bella Samaria
Bella is an entrepreneurial and determined young woman. She is 25, married, and the mother of 2 children. She completed school through the 3rd grade because she couldn't go on studying due to lack of financial support from her parents, who had scant resources. She is a young woman with many hopes of making something of herself. She is a clothes maker and, along with her husband who is a plant manager at a factory, she has a small micro-business using fabric to produce shirts, baby clothes, pants, overalls, vests, boxers, etc for all ages.

She has been making clothes for more than 5 years, but has only been in business as a micro-business owner for 4 years. The idea started with a friend who helped her get 2 machines to make clothes and suggested that she make baby clothes for sale. Over the course of months, she saw the demand she was generating with the quality of her products and decided to launch her own business. She gives thanks to God for the results she has seen so far, seeing as today she doesn't just have 2 machines, but a whole variety with which she makes merchandise for sale at the local market to students, other stores, schools, and the general public.

Her dream is to make her micro-business into a major business that is competitive at the national and international level, that is known for the quality, durability, and technique with which her products are made. As a mother, she also dreams of supporting her children and giving them the opportunity she never had to get an education, as today a university education is a requirement for social acceptance, getting a good job, gaining new knowledge and learning methods for growing a business, and in order to be competitive.

This is why today she is taking out this loan to buy primary materials (fabric, variety thread set, needles, etc) for making merchandise in advance of the Christmas season, which she hopes will be a success.
View original language description ↓
Bella es una joven luchadora y emprendedora con una edad de 25 años, casada y madre de 2 hijos. Ella tiene un grado de estudio primaria incompleto cursado hasta el 3 grado ya que no pudo continuar estudiando par la falta de apoyo económico de sus padres quienes son de escasos recursos. Ella es una joven con muchos deseos de superarse es modista y en compañía de su esposo el cual es supervisor de planta en una maquila tiene una pequeña micro industria de trasformación de tela con la que fabrican camisas, ropa para bebe, pantalones, buzos, chalecos, bóxer, etc. para todas las edades. Ella tiene más de 5 años de dedicarse a esta actividad pero como micro empresaria 4 años ya que la idea empezó con una amiga que le facilito dos máquinas para elaboración de ropa y le pidió que le elaborara ropa para bebe para la venta. Con los meses ella vio la demanda que recibía sobre la calidad de su producto y decidió emprender su propia micro empresa dando gracias a Dios por los resultados obtenidos ya que hoy en día no solo tiene 2 máquinas sino un pequeña variedad con la que fabrica mercadería para vender en el mercado local siendo estos estudiantes, tiendas, colegios, escuelas y público en general.
Sus sueños hacer de su micro industria una gran industria competitiva a nivel nacional e internacional con la cual pueda dar a conocer la calidad, durabilidad y costura con la que su producto es fabricado. Como madre de familia apoyar a sus hijos, dar a ellos la oportunidad que ella en su juventud no tubo y que hoy en día la preparación universitaria es un requisito más para la integración en la sociedad, obtener buenos trabajos, nuevos conocimiento y nuevos métodos para hacer crecer los negocios y demás para que estos sean competitivos.
Por lo que hoy en día ella solicita financiamiento para la compra de materia prima (tela, caja de hilo variado, agujas, etc.) para la fabricación de mercadería para la temporada navideña la cual espera sea un éxito.

Additional Information

More information about this loan

These loans are designed for young Honduran women between ages 16 and 29 who want to start their own businesses to launch their careers. COMIXMUL offers training sessions through its sister organization FUDEIMFA that will culminate in clients writing their own business plans and receiving their first loans. The main difference between this product and other COMIXMUL loans is that the institution normally requires the client to already have an established business in order to be eligible for a loan. However, COMIXMUL is waiving this requirement for young women who attend the training sessions.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,352,300
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Bella Samaria to buy primary materials for making seasonal clothing.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 27, 2013
Listed
Dec 1, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 26, 2014