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Update on Nataliya

Nataliya lives in Khoost, Ukraine. She sells cosmetics and hair color. She launched her business two years ago. She leases her sales space. The most popular type of goods she offers to her customers are personal care items; they always sell well.

Nataliya needs 30,000 UAH in order to buy a car for business purposes. She delivers her goods to various villages, to stores and beauty salons. It is simply impossible to manage without a vehicle.
View original language description ↓
Наталия – из Хуста, торгует косметикой, красками для волос. Свой бизнес Наталия начала 2 года назад. Торговую площадь под бизнес она арендует. Наиболее популярной группой товаров их всех, которые Наталия предлагает своим покупателям, являются средства гигиены, которые всегда хорошо распродаются.
Сумма в 30 000 гривен нужна Натальи для того, чтобы приобрести автомобиль для бизнеса. Наталия развозит товар в села, магазины и салоны красоты. Без транспортного средства просто не обойтись.

Previous Loan Details

Nataliya lives in Khoost, Ukraine. Thanks to her previous loan, she was able to buy a freezer as well as to save money to buy more inventory. She is asking for another loan to expand her business. She sells cosmetics. A sum of 8,000 hryvnia will help her to buy hair dye and tanning cream. Na... More from Nataliya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,650 helped Nataliya to buy a vehicle for business purposes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 28, 2013
Currency Exchange Loss:
Jan 17, 2015