When she started receiving her pension, she expanded her two room house to include a bedroom, a living room, and a larger kitchen. However, she soon found that she miscalculated the expenses and did not have the right technical knowledge to do it alone. Given her age and low income, Marcelina is not able to apply for a credit with other institutions. She is asking for this credit to finish paying for the materials needed to complete the construction work she already started.
Marcelina will receive technical assistance and supervision visits by expert architects to make sure the construction work is not only finished, but also built for lasting quality. Marcelina is excited to see her house improvements completed; she has been investing for some years trying to complete it so she can live more comfortably. Now, with guidance and help, she'll be able to do so.
More information about this loan
Ecoblock is a social housing production company that delivers affordable homes and home improvements to communities through a program called Echale a tu Casa. Echale sells technical assistance for self-organized and self-production housing in rural and urban communities. Ecoblock focuses on the poorest socioeconomic strata in Mexico (levels C, D & E). They place a particular emphasis on areas where families do not have access to any microfinance institutions.
About EchaleEcoblock International (“Ecoblock”) is a social housing company dedicated to providing marginalized communities in Mexico with opportunities to significantly improve their housing conditions. Founded in 1997, it started a program called Échale a Tu Casa that develops affordable housing solutions for underserved communities through innovations in construction, technology and finance. Focusing its efforts on urban and rural areas where families have little or no access to microcredit, the program has supported 30,000 families to construct new homes, and has delivered home improvement assistance to an additional 150,000 families.
Ecoblock joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.
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