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Karla Vanessa
Karla Vanessa is 24 years old. She is married and has one young child in her charge. She is from one of the municipalities of Chinandega, located in the western part of the country. She is an enterprising woman who works hard every day to get ahead. She is a small business owner who buys and sells general merchandise, such as: a variety of styles of clothing, shoes, cosmetics, and house decorations, among other things. She also sells firewood and bakery items, such as: cheese cakes, meat, pineapple, milk cakes, “prisioneros,” and “maletas,”among others. She makes them when people place orders for them. She makes her sales on cash and on credit for return customers and for new ones. She charges them weekly. She began her business due to the necessity of helping with the household costs. One of her dreams is to see her son finish his studies and become a professional. The purpose of this loan is to buy a variety of styles of clothing, cosmetics, and shoes, among other things and cover the orders she already has.
View original language description ↓
Karla Vanessa 24 años de edad casada con un hijo menor de edad aun bajo su responsabilidad originaria de uno de los municipios de Chinandega ubicado en el occidente del país, se caracteriza por ser una mujer emprendedora que lucha día a día para salir adelante, es una microempresaria que se dedica a la compra venta de mercadería en general como: variedades estilos de ropa, zapatos, cosméticos, chinería, adornos, entre otros al igual que vende también leña, reposterías como: pasteles de queso, carne, piña, tortas de leche, prisioneros, maletas entre otros los cuales las realiza por encargos, sus ventas son al contado y al crédito a clientes fijos y eventuales los que recupera semanal, inicia su negocio por la necesidad de ayudar con los gastos del hogar, uno de sus sueños es poder ver a su hijo terminado sus estudios siendo un profesional. El objetivo de este crédito es para invertir en capital de trabajo en la compra de variedades estilos de ropa, cosméticos, zapatos, entre otros y así cubrir con pedidos que tiene.-

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Karla Vanessa to buy general merchandise and ingredients for her delicious bakery items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 1, 2013
Currency Exchange Loss:
Jul 17, 2014