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Jose Ramon
José is 38 years old. He is single and doesn’t have children. He is from the city of Granada. His occupation is in commerce and as an accountant. His business is a small cafe. He began the business two years ago. He used to work as as an accountant and a loan officer at a micro finance organization. After that he obtained a business at one of the markets in the city, but he sold it because it didn’t generate much income. With the money he earned from that, he built his house and part of his business. He now has his small cafe business located in one of the city’s high schools. His goal is to grow his business. He is requesting the loan to buy sweets, soft drinks, school supplies, and other things, with the goal of fulfilling the demand from the students. He believes the loan will be beneficial because he will be able to improve his income and remodel his business. His plan for the future is to maintain the variety of products and grow his small cafe.
View original language description ↓
Don José tiene 38 años de edad, soltero y sin hijos. Es originario de la ciudad de Granada. De oficio comerciante y contador, se dedica al negocio de cafetín. Inicio este negocio hace dos años. Trabajaba como contador y oficial de crédito en un micro financiera. Después obtuvo un negocio en uno de los mercados de la ciudad pero lo vendió porque no le generaba muchas ganancias, y con el dinero obtenido de esa venta construyo su vivienda y parte de su negocio. Actualmente cuenta con el negocio de cafetín ubicado en unos de los colegios de la ciudad. Su meta es que crezca su negocio. Solicita el crédito para comprar: golosinas, gaseosa, útiles escolares, entre otros, con el fin de suplir con la demanda de los estudiantes. Estima que este crédito será beneficioso ya que podrá obtener mejores ganancias para remodelar su negocio. Su plan futuro es mantener la variedad de productos y así crecer más su cafetín.

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About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Ramon to buy sweets, soft drinks, and school supplies, among other items.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2013
Listed
Nov 30, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014