Hasmik is from Dalarik village of Armavir region. She lives with her husband, daughter, and school-age son.
Hasmik works at the village local school as a deputy director; her daughter also works at the same school. Their salaries unfortunately are so low that they cannot afford a living based on those salaries. To be able to meet the increasing needs of her family, Hasmik, with the help of her husband, is engaged in cattle breeding, breeding a livestock of pigs and piglets, aviculture, and in the cultivation of cucumbers, tomatoes, watermelon, and alfalfa. They sell the agricultural products in the local market; this is an important source of income for them.
To sustain her agribusiness, Hasmik needs to make some investments. She needs a loan of USD 3,000 to renovate the barn, as it is in poor condition, and to purchase some forage for the livestock.
Hasmik and her family rely on the goodwill of the lenders, and will greatly appreciate their support in collecting the needed loan to maintain and develop their agribusiness.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.