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Lyuba
Lyuba is an experienced farmer from Baghramyan village of the Armavir region. She lives with her husband. Lyuba is employed in the government sector; she works at the village local school as a technician. She is the main breadwinner of the family. Her salary, however, is so low that she cannot afford a living based on that salary alone. To be able to take care of their needs, Lyuba, with the help of her husband, is engaged in breeding livestock (pig, cows) and in viniculture. They sell the agricultural products in the local market. The latter is the most important source of income for the family.

As life is getting more expensive day by day, Lyuba needs to expand her agribusiness in order to be able to make ends meet. A loan of USD $2,500 will be a huge support to this hard-working woman and her family, enabling her to purchase a cow, to buy some forage for the livestock, and to make previous credit repayments. Lyuba and her husband highly rely on the good will of the lenders and will appreciate their support in collecting the needed amount of loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

Tags

About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Lyuba to purchase a cow, to buy some forage for the livestock, and to make previous credit repayments.
89% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2013
Listed
Nov 29, 2013
Currency Exchange Loss:
N/A