Lyuba is an experienced farmer from Baghramyan village of the Armavir region. She lives with her husband. Lyuba is employed in the government sector; she works at the village local school as a technician. She is the main breadwinner of the family. Her salary, however, is so low that she cannot afford a living based on that salary alone. To be able to take care of their needs, Lyuba, with the help of her husband, is engaged in breeding livestock (pig, cows) and in viniculture. They sell the agricultural products in the local market. The latter is the most important source of income for the family.
As life is getting more expensive day by day, Lyuba needs to expand her agribusiness in order to be able to make ends meet. A loan of USD $2,500 will be a huge support to this hard-working woman and her family, enabling her to purchase a cow, to buy some forage for the livestock, and to make previous credit repayments. Lyuba and her husband highly rely on the good will of the lenders and will appreciate their support in collecting the needed amount of loan to maintain and develop their agribusiness.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.