Update on IsmoilIsmoil would like to obtain a new loan in order to buy the necessary electrics and tool in order to expand the choices on his menu. His first loan was used to renovate his cafe.
Ismoil has made improvements to his physical space. He continues to work in his business. Thanks to good people--the lenders on the Kiva site who supported him three years ago--he is successful at managing his business. At present he needs to expand the choices of food served. This is why he needs to purchase electrics and equipment right away. He is counting on your help :).
На сегодняшний день Исмоил улучшил условия в столовой. Он продолжает свой бизнес. С помощью хороших людей, Кредиторов Кива и сайта Кива, которые его поддержали три года назад он успешно продолжает свое дело. Сейчас ему необходимо увеличить ассортимент блюд. И для этого ему срочно нужно приобрести технику и оборудования. Он ждет от Вас поддержки. :)
Previous Loan DetailsIsmoil H. lives in Vahdat. He is 35 years old, married, and the father of three children. He has a high school education. He owns a small café in the area’s central market. This work provides the income which supports the family. He has been doing this for four years. He is taking out a loa... More from Ismoil's previous loan »
About MLO Humo and PartnersMLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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