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Djalal is 33 years old, and is married and has two children. One of them is 9 years old, and a pupil in the second class. Another goes to preparation school, she is 6 years old. His wife is a barber.

Djalal’s family is IDP(Internally Displaced Persons) from Xodjali city. Today they live in Baku region. Djalal is a master metalworker, he learned this profession from his father. He rents a factory and there he make iron doors and windows. After, Djalal sells these doors and windows and earn a monthly income, so that Djalal can provide for his family.

Now, he wants to buy a new apparatus, which is necessary for his business. Therefore, Djalal has applied for a loan of 2,000 AZN (Azerbaijan New Manat). Djalal is thankful to Komak and Kiva for this loan. In the future, he wants to have a store.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Djalal to buy a new apparatus for his business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 8, 2013
Nov 29, 2013
Currency Exchange Loss:
Jun 17, 2015