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Saltanat is a young saleswoman in a grocery store. She is 22 years old. For about three years already, Saltanat has been working in the store. Saltanat has a higher education. She is a teacher. But Saltanat followed in her parents' footsteps and started to work in the grocery business. Saltanat is not married and lives with her parents. Her parents help her in her work.

Currently, Saltanat is experiencing difficulties with expanding her activities. She is requesting a loan for expanding the assortment of products in her store. With the help of the loan, she will acquire more products, and correspondingly increase the number of her customers. Saltanat hopes that in this way she will increase her income and bring her share of the family budget.
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Салтанат юная продавщица продуктового магазина. Ей 22 года. Уже около трех лет Салтанат работает в магазине. У Салтаната есть высшее образование. Она педагог. Но Салтанал пошла по стопам своих родителей и стала работать в сфере торговли продуктов питания. Салтанат не замужем и живет с родителями. Ее родители помогают ей по работе. На данный момент Салтанат чувствует затруднение, чтобы расширить свою деятельность. Она просит кредит для расширения ассортимента продукции в ее магазине. С помощью кредита она приобретет больше продуктов, соответственно увеличится число ее клиентов. Салтанат надеется, что таким способом увеличит доход и внесет свои вклады в семейный бюджет.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Saltanat to expand her assortment of food products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Nov 28, 2013
Currency Exchange Loss:
Dec 17, 2014