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Djabrayil is 29 years old, married, and has a child. His baby is four years of age and goes to a nursery school. Djabrayil’s wife is a teacher in a nursery school. His family lives in Baku region.

He sells disposable glass, different bags, etc. to markets and stores. For this job, he needs a car. But his car was damaged a while ago. Now Djabrayil needs a loan in the amount of 650 AZN (Azerbaijan New Manat) to repair his car and resume his work.

He is greatly thankful to Komak and Kiva organizations for the aid. In the future, he plans to open a store. Djabrayil wants to have a more lucrative business and give a good education to his child.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 84
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Djabrayil to repair his damaged car to resume his work.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 8, 2013
Nov 29, 2013
Currency Exchange Loss:
Jan 17, 2015