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In'omjon is a young, 26-year-old resident of Spitamen. He has a higher education in finance. In'omjon works as a cashier at a local bank . At the same time, he has spent eight years working in animal husbandry. In'omjon breeds cattle in the barnyard in front of his house. He manages to do everything because his wife helps him. His wife also works; she is a kindergarten teacher. In'omjon and his wife have a two-year-old daughter and a four-year-old son. They love their children and try to work hard for their benefit. Now they only have two bulls left in the barnyard. In'omjon wants to increase his livestock and expand the business. To that end he applied for a loan. He is asking for a loan of $3,000 to buy three calves of good breeding and cattle feed. In'omjon plans to sell one bull every month.
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Инъомчон молодой 26-летний житель района Спитамен. У него высшее финансовое образование. Инъомчон работает кассиром в местном банке. Одновременно он в течение 8 лет занимается животноводством. Инъомчон при дворе дома разводит крупнорогатый скот для продажи. Он успевает во всем, ведь ему помогает жена. Его жена тоже работает, она воспитательница в детском саде. У Инъомчона с женой имеется двухлетняя дочь и четырехлетний сын. Они очень любят своих детей и стараются работать усердно ради их блага. Сейчас в их скотном дворе осталось два бычка. Инъомчон хочет увеличить поголовье скота и расширить бизнес. С такой целью он обратился за кредитом. Он просит в кредит 3000 долларов США и собирается купить трех голов быков хорошей породы и корм для скота. Инъомчон планирует продавать каждый месяц по одному быку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped In'omjon buy three calves of good breeding and cattle feed.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Nov 28, 2013
Currency Exchange Loss:
Jan 27, 2014