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Darikhan is 43 years old and married. She and her husband have four children. Her sons are now in Russia as migrant workers, and the youngest daughter attends secondary school. Darikhan has received secondary education. She works as a janitor at the village administrative office. As an additional source of income for her family, Darikhan raises livestock and gardens. She started this business 20 years ago by buying livestock for 3,000 KGS. Her husband helps her out on the farm. Thanks to Darikhan's hard work, her farm now includes eight sheep and an apple orchard producing a good harvest. Her monthly income is 2,000 KGS. In order to develop her business further, Darikhan has turned to the Bai Tushum & Partners microfinance institution for a loan to increase her livestock by buying a cow. Darikhan plans to invest the resulting income into a further headcount increase, and plans to grow her savings so as to achieve financial stability.
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Дарихан 43 года, замужем, вместе с супругом воспитывают 4 детей. Сыновья находятся в России на заработках, а младшая дочь -школьница. У Дарихан - среднее образование, работает в качестве технички в сельской управе, в качестве дополнительного дохода для своей семьи Дарихан занимается животноводством и садоводством, стартовав 20 лет назад, с покупки скота на 3,000 сом KGS. Супруг помогает по хозяйству. Благодаря упорному труду, в ее хозяйстве на сегодняшний день имеется: 8 овец и яблоневый сад, который приносит хороший урожай. Супруг реализует яблоки за наличный расчет реализаторам на местном рынке. Ежемесячный доход составляет 2,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Дарихан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коровы для увеличения поголовья скота. Доходы от кредита Дарихан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на достижение стабильного финансового состояния.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,100
    Average annual income
  • 142
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,421,675
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Darikhan to buy a cow.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Nov 28, 2013
Currency Exchange Loss:
Dec 17, 2014