El Arbolito 4 (Portoviejo) Group
One member of this group is Genith, a woman of 47 years of age, who is married and has four grown children, three of whom are studying at the university. Her husband is a taxi driver.
Genith's intention was to earn something herself and use that to help her children with their schooling. Her business is selling sheets, quilts, towels, and similar products. She travels throughout her neighborhood in her free time and is able to rely on a very strong customer base, which she has obtained through her seven years of experience in this business.
This loan will be used to purchase more household linens, among other products which she sells. She has been in the group since the beginning and she hopes to continue receiving these loans for a long time. Her dream is to see her children become professionals.
La señora Genith es parte de este grupo, tiene 47 años de edad, está casada y de esta relación tiene 4 hijos mayores de edad, 3 de ellos estudian en universidad. El esposo es taxista.
Doña Genith con la intención de ganar algo por su cuenta y con esto ayudarles a sus hijos en sus estudios se dedica al comercio, vende sabanas, edredones, toallas y varios productos más, ella salea recorrer por la localidad en los momentos que está desocupada, cuenta con muy buena clientela la misma que ha logrado conseguir en los 7 años que lleva con este negocio.
Este crédito lo va emplear en comprar sabanas, edredones, toallas, entre otros productos que vende. Esta desde el inicio en el Grupo De Crédito y espera seguir por mucho tiempo recibiendo los créditos. Su sueño es que sus hijos sean profesionales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid