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Unión Ninfas - Joyitas Group
In this Group: Irma Yolanda, Sabina , Maritza Nelly , Virginia Saturnina , Katherine Yudy , Isabel , Erika , Simona , Zulma Grissel, Jorge Armando, Jeannett
The communal bank "Unión Ninfas - Joyitas" will begin its 14th loan cycle with Pro Mujer as part of the Villa Adela Regional Center. It is composed of 11 members and is led by a board of directors, of which Señora Jeanett is the secretary. The businesses that the members of the communal bank run are varied; among them are selling shoes, selling clothing, selling juices, selling juices, selling soft drinks, selling school supplies, selling food, selling chicken dishes, neighborhood store, selling cosmetics, and weaving macramé.

The loan that they will take out will benefit these little microentrepreneurs, of which Señora Jeanett is one. She indicates that she joined Pro Mujer two years ago, entering at the invitation of her brother, who is a member of the institution. Now she has a business of selling fragrances. She lets it be known that she learned this business a number of years ago from her parents, since this was a family business. Later, with a little capital, she decided to set up an independent business.

The loan that she will take out now is to increase her capital to buy fragrances, which she will acquire from the factories in the city of El Alto, and later she will sell them in her sales space. This form of work allows her to generate resources to continue her studies.

When she is asked what she likes about Pro Mujer, she responds that she likes the areas of credit, health, and training that the institution offers.

Two women cannot be identified in the photo because they were behind other members of the group.
View original language description ↓
La A.C. “UNIÓN NINFAS - JOYITAS” iniciará el décimo cuarto ciclo en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por once integrantes y está dirigida por una mesa directiva donde la señora Jeanett es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de zapatos, venta de ropa, venta de jugos, venta de jugos, venta de refrescos, venta de material escolar, venta de comida, venta de comida de pollo, tienda de barrio, venta de cosméticos, tejido a macramé.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Jeanett es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de su hermano que es socio de la institución. En la actualidad ella tiene un negocio de venta de esencias; da a conocer que este negocio lo aprendió hace varios años de sus padres, ya que el mismo fue un negocio familiar, posteriormente con un pequeño capital decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de esencias) que adquirirá de las fábricas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener sus estudios.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito, salud y capacitación que le ofrece la institución.

Dos señoras no se identifican en la imagen porque hicieron se encontraban detras de otra compañera del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $28,245,800
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unión Ninfas - Joyitas Group's $5,475 loan helped a member to buy fragrances.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Dec 17, 2013
Currency Exchange Loss:
May 17, 2014