5 De Abril Group
The loan that they will take out will benefit small micro-entrepreneurs of which Maria Elena is a member. She indicates that she joined Pro Mujer two years ago, having joined by an invitation from her friends that are members of the institution. Today she has a business selling CDs; she discloses that she learned this business jointly with her sister, who has had a business similar to hers for five years, and she decided to start her own work space.
The loan that she will take out now is for capital increase (buying CD's) which she will acquire from the traditional fairs of the City of El Alto and then she will market them in her work space. This kind of work allows her to generate resources to support her family, as she is married and has a son.
When she was asked what she likes about Pro Mujer, she responded that she likes the savings that are made in the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maria Elena es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de sus amigas que son socias en la institución. En la actualidad ella tiene un negocio de venta de CD’s; da a conocer que este negocio lo aprendió conjuntamente su hermana que tiene un negocio paralelo al suyo desde hace cinco años decide emprender su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de CD’s) que adquirirá de las ferias tradicionales de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta ahorro que se tiene en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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