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Fredrick is 50 years old and lives in the town of Mbale in the region of Mbale in Uganda. He is married and has 5 children with none of them currently in school. For the past 10 years, Fredrick has been working hard to manage his stationery shop, which sells stationery items of various kinds.

To help expand his business, Fredrick has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to add capital to the business and buy more stationery, and will help him to generate greater profits and hence open up a bigger shop. He hopes that in the future he will be able to become so rich.

Fredrick is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Fredrick who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 146
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,524.9
    Uganda Shillings (UGX) = $1 USD