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Kaju is 40 years old and lives in the town of Mbale, in the region of Mbale, in Uganda. He is married and has 2 children with 1 of them currently in school. For the past 13 years, Kaju has been working hard to manage his garage business, which sells spare parts and repairs are done.
To help expand his business, Kaju has requested a loan of 2,500,000 Ugandan Shillings from BRAC Uganda. The loan will be used to purchase more spare parts, and will help Kaju to generate greater profits through selling goods at a higher rate which will allow him to pay school fees for the children. Kaju hopes that in the future he will be able to to be rich.
Kaju is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Kaju who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,500
    Average annual income
  • 151
    View loans »
    Uganda Loans Fundraising
  • $28,711,775
    Funds lent in using Kiva
  • 2,524.9
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Kaju to purchase more spare parts for his repair center.
97% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 29, 2013
Currency Exchange Loss:
Feb 26, 2015