Alia is a 29-year-old married woman and the mother of three children. She has been successfully running a business of flower making for many years. She offers various colorful flowers for decorating homes and events like birthdays, parties, etc. She sells them to the people of her community and also supplies the local market. She has good communication skills and has a good client list.
She is motivated to provide for her family. She wants to grow her business so she has requested a loan of 35,000 PKR to buy raw material such as fabric, glace papers, along with packs of paints in various colors. In this way she would be able to meet the increasing demands of her customers consistently.
She is in her third loan cycle with good credit history. She wishes to spend part of revenue to deal with the expenses of her family.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.