Daphrose is a member of the Bikorwa group and lives in Sibitoker. She is 43 years old. Her husban’ds name is Emile. They have three children ranging from 7 to 20 years of age, two of whom are in school.
She has been selling manioc [cassava] for five years. This is her 12th loan with Turame. Thanks to the Kiva loan, she will bolster her capital and buy a field to grow manioc in order to have a large quantity of dry manioc to resale so as to earn more. In the years to come, she would like to buy a bike and ensure that her children receive an education.
Daphrose fait partie du groupe Bikorwa et habite à Cibitoke. Elle a 43 ans et est mariée à Emile. Ensemble ils ont 3 enfants âgés de 7 à 20 ans, dont 2 étudient.
Elle fait le commerce de manioc sec depuis 5 ans.
Elle est à son douzième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter un champs de manioc pour avoir une grande quantité de manioc sec à revendre pour gagner plus.
Dans les prochaines années, elle voudrait acheter un vélo et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.