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Mairamkul is 50 and married with three children. Her oldest, a daughter, is married and no longer lives with them; her middle child, a son, has followed in his parents' footsteps and works as a teacher at the university; and her youngest, a daughter, is still in school. Mairamkul has a higher education and works in the local school as a teacher of Russian language and literature. Her husband also works as a teacher in the local school. The family is well respected in the village.

To earn additional income for her family, Mairamkul raises animals, a business she started 26 years ago with the purchase of cattle for 3,000 KGS. Thanks to her hard work, she now has three milk cows as well as 0.57 hectares of arable land on which she grows corn, with a monthly income of 15,000 KGS. With the goal of further developing her business, Mairamkul has turned to microfinance bank Bai Tushum and Partners for a loan to purchase sheep for fattening and resale in the marked for a higher price. She plans to invest profits from the loan into further augmentation of her herd, and to save toward the education of her youngest daughter at a prestigious university.
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Майрамкул 50 лет, замужем, вместе с супругом воспитывают 3 детей. Старшая дочь замужем, проживает отдельно, средний сын пошел по стопам родителей и работает преподавателем в университете, младшая дочь учится в школе. У Майрамкул - высшее образование, работает в местной школе учителем русского языка и литературы. Супруг также работает преподавателем в местной школе. Семья очень уважаема и почитаема в селе. В качестве дополнительного дохода для своей семьи Майрамкул занимается животноводством, стартовав 26 лет назад, с покупки скота на 3,000 сом KGS. Благодаря упорному труду Майрамкул, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, а также имеет земельный надел размером 0,57 ГА, на которой выращивает кукурузу. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Майрамкул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку овец для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Майрамкул планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на обучение младшей дочери в престижном университете.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 172
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,536,875
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,450 helped Mairamkul to buy sheep for fattening and resale.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 27, 2013
Currency Exchange Loss:
Dec 17, 2014