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Zaripakhan
Zaripakhan is 49 years old, a widow and raised 3 children alone. Her oldest daughter is married, second son is married and works in Russia, and helps the mother financially by sending a portion of his salary to her in Kyrgyzstan, and the youngest son lives with Zaripakhan. He works at a flourmill. Zaripakhan has a secondary education. To provide the primary income for her family, Zaripakhan is involved in animal husbandry, having started 22 years ago with a purchase of livestock with 5,000 som (KGS). Thanks to Zaripakhan's hard work, today her business contains 3 dairy cows and also a 0.73 hectare land plot, where she grows sunflowers and corn. The monthly income amounts to 12,000 som (KGS). In order to further develop her business, Zaripakhan requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy bulls for fattening up and subsequent resale at a market at a high price. She has all of the right conditions at home for fattening up livestock. She plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to hold a wedding for her youngest son.
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Зарипахан 49 лет, вдова, одна воспитала 3 детей. Старшая дочь замужем, второй сын женат и находится на заработках в России, помогает матери материально, высылая часть зарплаты ей в Кыргызстан, младший сын проживает с Зарипахан, он работает на мукомольном комбинате. У Зарипахан - среднее образование, в качестве основного дохода для своей семьи Зарипахан занимается животноводством, стартовав 22 года назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Зарипахан, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, а также имеет земельный надел размером 0,73 ГА, на которой выращивает подсолнух и кукурузу. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Зарипахан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом -на покупку бычков для откорма с последующей реализацией на рынке по высокой цене. На дому у Зарипахан имеются все условия для откорма скота. Доходы от кредита Зарипахан планирует вложить в дальнейшее приумножение количества домашней скотины, а также планирует накопить денежные средства на проведение свадебного торжества для младшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 207
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,713,625
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,775 helped Zaripakhan to buy calves for fattening up and resale.
64% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 18, 2013
Listed
Nov 27, 2013
Currency Exchange Loss:
Possible