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Shamsuddin is a resident of the Vakhsh district. He is 31 years old. He is a married young man. He has four children. Shamsuddin lives with his parents and wife. They have a large family. Shamsuddin is a serious and pleasant person. He achieved a lot in life through his labor and effort. After finishing school, his parents could not help him to get accepted to a university. Shamsuddin really wanted to get accepted to the Academy and become a policeman. He worked for the first years without getting into a university. Because he is the only son in the family, he had to think about his mother and father first. With his persistence and drive, he finally got accepted to the Academy. Now Shamsuddin is studying on a contractual basis in the part-time division of the Academy of the Tajikistan Republic. He also works for the police. Once he finishes his studies, he will be able to get promoted at work. Shamsuddin cannot currently pay for his studies because he has to provide for a large family alone. He takes care of his parents and his family. This is why he is awaiting support and help from You. Shamsuddin is an active client of Humo. Previously, he obtained a consumer loan to pay for education. Having learned that Humo offers loans for education, he is happy to obtain his next loan.
View original language description ↓
Шамсуддин житель района Вахш. Ему 31 год. Он женатый молодой человек. У него четверо детей. Шамсуддин живет со своими родителями и женой. У них большая семья.
Шамсуддин серьезный и приятный в общении человек. Он добился в своей жизни многого ценой своего труда и большого усилия. После окончания школы его родители не смогли ему помочь поступить в высшее учебное заведение. Шамсуддин очень хотел поступить в Академию и стать милиционером. Первые годы он работал, не поступив в ВУЗ. Так как в семье он единственный сын, он должен был подумать о матери и отце в первую очередь. Своими упорством и стремлением он наконец поступил в Академию.
Сейчас Шамсуддин учится на договорной основе, на заочном отделении Академии Республики Таджикистан. Также он работает в МВД. Когда он окончит высшее учебное заведение, он сможет продвинуться по работе.
Шамсиддин не может сейчас оплатить за обучение, так как он обеспечивает большую семью один. Заботиться о своих родителях и о своей семье. Поэтому он так ждет поддержки и помощи от Вас.
Шамсуддин является активным клиентом Хумо. Раньше он брал потребительский кредит для оплаты за обучение. Узнав о том что Хумо предоставляет кредиты для образования (обучения), он рад получить очередной кредит.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Shamsuddin to pay for education at the Academy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 27, 2013
Currency Exchange Loss:
Dec 17, 2014