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Anarkan is 51 years old and married. She and her husband are raising a son, their only child, who is in the 7th grade. Anarkan’s husband has secondary education and earns a supplementary income by working as a seasonal construction worker. Anarkan has finished technical college. In the past, she worked for many years as a dairy maid. At present, as the main source of income for her family, Anarkan raises livestock. She launched this business 30 years ago by buying livestock for 500 KGS. Thanks to Anarkan’s hard work, her farm now has five dairy cows and 1 ha [2.5 acres] of land, where she grows rice and clover every year. After harvesting rice, Anarkan sells her rice to resellers for cash, which brings in a decent income. She uses clover as animal fodder year round. Her monthly income is 15,000 KGS. In order to develop her business further, Anarkan has applied to the Bai Tushum & Partners microfinance institution for a loan to increase her livestock by buying cattle. Anarkan plans to invest the resulting income into a further expansion of her livestock.
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Анаркан 51 год, замужем, вместе с супругом воспитывают единственного сына, который учится в 7 классе. Супруг имеет среднее образование, подрабатывает частным строителем посезонно. У Анаркан - средне-специальное образование, ранее на протяжении долгих лет работала дояркой. В данное время, в качестве основного дохода для своей семьи Анаркан занимается животноводством, стартовав 30 лет назад, с покупки скота на 500 сом KGS. Благодаря упорному труду Анаркан, в ее хозяйстве на сегодняшний день имеется: 5 дойных коров, а также имеет 1,0 ГА земельной доли, на которой ежегодно выращивает рис и клевер. После сбора урожая риса, Анаркан сдает рис реализаторам за наличный расчет, что приносит неплохие доходы. Клевер использует для скота для потребления на круглый год. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Анаркан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Анаркан планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,050 helped Anarkan to buy cows.
95% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 27, 2013
Currency Exchange Loss:
Dec 17, 2014