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Carmilla has a live-in partner with three children. She is a very hard working entrepreneur. Carmilla is 33 years old and has two children who are still in school.

Carmilla has a business selling firewood in the Philippines. Carmilla requested a PHP 7,000 loan through NWTF to purchase more stocks of firewood to sell.

Carmilla has been in this business for two years. Carmilla would like to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1942
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Carmilla to purchase more firewood to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 28, 2013
Currency Exchange Loss:
Jun 17, 2014