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Eduardo Jose

Update on Eduardo Jose

Eduardo is from Managua and has two children. He is a merchant and has a store which generates a good income and he has managed to maintain a stable business. He is grateful to Kiva and Micredito because he has a diversified business and good customer demand. He is asking for a loan to buy soft drinks, soap, rice, cooking oil, beans, and other things so he can have the products that his customers demand most. He estimates that this loan will be very helpful and will generate good earnings so he can keep a variety of merchandise and above all expand his business.
View original language description ↓
Don Eduardo es originario de la ciudad de la ciudad de Managua, padre de dos hijos. Es de oficio comerciante, se dedica al negocio de pulpería, el cual le ha generado buenos ingresos y ha logrado mantener un negocio estable. Esta agradecido con kiva y Micrédito ya que tiene un negocio bien diversificado en productos y una lata demanda de clientes. Solicita un nuevo crédito para comprar: gaseosas, jabones, arroz, aceite, frijoles, entre otros, con el fin de mantener siempre los productos q más demandan sus clientes. Estima que el crédito le será de mucha ayuda ya que le generara buenas ganancias para mantener siempre la variedad de mercadería y sobre todo extender su negocio.

Previous Loan Details

Eduardo is a humble man, 51 years old, originally from Managua, single, father of 2 children who are 27 and 28 years old, respectively, and works in the grocery store business being an owner for more than 6 years. He only finished the 6th grade of primary school. Eduard began working when he w... More from Eduardo Jose's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $725 helped Eduardo Jose to stock his store.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2013
Nov 29, 2013
Currency Exchange Loss:
Jan 28, 2014