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Phanice
Phanice is a 24-year-old farmer living in the Kitale area of the North Rift area of Kenya. This is an area widely known for its vast maize production. She is married and has four children. Farming is her main source of income. She has done it for ten years, and she produces and sells milk, eggs, tea, maize, and other vegetables. Out of all her farming activities, she loves dairy farming the most since it has high returns. Her greatest challenges are pests and diseases affecting crops and livestock.

Phanice chose Juhudi Kilimo for financing to help her improve on her farming activities. She says this loan will help her provide milk for her family and also provide for her children's school fees. This will improve her family's living standard.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1008
    View loans »
    Kenya Loans Fundraising
  • $43,148,500
    Funds lent in using Kiva
  • 86.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Phanice to purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2013
Listed
Nov 27, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014