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Darkangul is 47 years old. Together with her husband, she has raised five children. In 2008, the couple started a business of selling food products in a rented store. They used a sum of 10,000 som (KGS) in starting capital. After developing their business and acquiring returning customers, Darkangul has an average income of 15,000 som (KGS).

Thanks to their persistent work with the business, the couple was able to purchase livestock to breed, and currently Darkangul has two dairy cows, 20 sheep, one horse and two calves on her farm.

With an aim to further develop her business, Darkangul turned to the microfinance bank "Bai Tushum & Partners" for a loan to purchase food products and beverages wholesale to subsequently sell them as retail goods. Darkangul plans to invest the income from the loan in increasing the turnover.
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Даркангул 47 лет. Совместно с супругом воспитывают пятерых детей. В 2008 году, супруги начали бизнес в торговле продуктами питания с арендованного магазина, используя в качестве стартового капитала сумму в 10,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Даркангул имеет среднемесячный доход в сумме 15,000 сом (KGS). Благодаря упорному труду в бизнесе, супруги смогли приобрести скот и размножить его, на сегодняшний день в хозяйстве у Даркангул имеется: 2 дойные коровы, 20 овец, 1 лошадь, 2 теленка. В целях дальнейшего увеличения и расширения своего бизнеса, Даркангул обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом - для оптовой покупки продовольственных товаров и прохладительных напитков для последующей розничной торговли. Доходы от кредита Даркангул планирует вложить в увеличение товарооборота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,325
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,650 helped Darkangul to purchase food products and beverages to sell.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Nov 26, 2013
Currency Exchange Loss:
Oct 17, 2014