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Sheroz is a smart and hard-working man. He is married and raising two children. With an aim to provide his family with all necessary means, Sheroz used to provide a taxi service. He earned little money from this business, and was not able to provide his family with good living conditions. He worked with this business for a period of four years.

Not long ago Sheroz opened a store, where he sells vehicle spare parts. He develops his business gradually. He would like to increase the working capital of his new business, but does not have sufficient money. He requests a loan in the amount of 12,000 somoni to purchase vehicle spare parts. He awaits your kindness and hopes for your charity.
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Шероз умный и трудолюбивый человек. Он женат и на воспитании имеет 2 детей. С целью обеспечения семьи со всеми необходимыми средствами. Шероз занимался предоставлением услуги такси. Этим бизнесом он зарабатывал мало денег, и он не мог обеспечить семью с хорошим условием проживания. Он этим бизнесом занимался в течение 4 лет. Недавно он открыл магазин, где продает автозапчасти. Шероз постепенно развевает бизнес. Он хочет увеличить оборотный капитал своего нового бизнеса, но не имеет достаточно денег. Шероз запрашивает займ на сумму 12000 сомони для покупки автозапчастей. Он ждет вашу доброту и надеется на ваше милосердие.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,525 helped Sheroz to buy spare parts for increasing the working capital of his new business.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 26, 2013
Currency Exchange Loss:
Jan 25, 2014