Zaria is 29 years old and lives in the town of Kalerwe in the region of Kampala East in Uganda. She is married and has two children, one of whom is currently in school. For the past four years, Zaria has been working hard to manage her clothing sales business, in which she sells clothing and jewelry.
To help expand her business, Zaria has requested a loan of 2,500,000 Ugandan Shillings (UGX) from BRAC Uganda. The loan will be used to buy new stock of clothes, earrings, necklaces and bangles, and will help Zaria to generate greater profits and improve her family's standard of living. Zaria hopes that in the future she will be able to start up a retail shop selling baby items.
Zaria is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Zaria who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.
About BRAC Uganda
This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.