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Winnie is 32 years old and lives in the town of Abaita Ababiri in the region of Kampala, in western Uganda. She is married and has two children, with one of them currently in school. For the past five years, Winnie has been working hard to manage her retail shop, which sells household items.

To help expand her business, Winnie has requested a loan of Ugandan Shillings from BRAC Uganda. The loan will be used to buy more items, and will help Winnie generate greater profits and increase her business. Winnie hopes that in the future she will be able to expand her business.

Winnie is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Winnie who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 203
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,537.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Winnie to buy more household items for her shop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 27, 2013
Currency Exchange Loss:
Jan 17, 2015