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Micheal is 43 years old and lives in the town of Kajjansi in the region of Kampala west in Uganda. He is married and has six children; four of them are currently in school. For the past 8 years, Micheal has been working hard to manage his carpentry shop, which makes doors, beds, chairs, and tables.

To help expand his business, Micheal has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more furniture for making more beds and chairs for sale, and will help Micheal to generate greater profits and bridge the financial gap in his business and also pay school fees for his children.

Micheal hopes that in the future he will be able to provide better quality in his business.

Micheal is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Micheal who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,500
    Average annual income
  • 93
    View loans »
    Uganda Loans Fundraising
  • $28,249,475
    Funds lent in using Kiva
  • 2,537.0
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Micheal to buy more furniture for making more beds and chairs for sale.
98% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 21, 2013
Currency Exchange Loss:
Feb 26, 2015