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Al Jawad Group
In this Group: Hanaa, Marleine , Nouhad
Hanaa is the featured borrower of Al Jawad's group. She got together with the other group members to acquire a loan from Kiva partner Al Majmoua because they have always been neighbors and friends.

Hanaa is a 31-year-old married mother of three children. She has been selling beauty cosmetics and embroidery work for the last four years. Hanaa is a loving and caring mother and a beloved wife who puts so much effort into providing her family with their living needs.

She is acquiring a loan from Kiva partner Al Majmoua, to be ready for the coming Holy Christmas months where people request many items as gifts and for their own needs. This loan will increase her business capital and develop her business in a well managed way.

Hanaa is the lady sitting at the far right side of the picture wearing a blue top. Marleine is the lady sitting at the center of the picture with a mini-mouse white top, and Nouhad is the lady in black at the far left side of the picture.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 103
    View loans »
    Lebanon Loans Fundraising
  • $16,166,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Jawad Group's $3,000 loan helped a member to buy more merchandise to sell for the upcoming Christmas celebrations.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 27, 2013
Currency Exchange Loss:
Nov 17, 2014