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Salam is a 36-year-old married mother of three children who has been working in manufacturing and selling perfumes from her house for eight years.

She decided to start this business to support her husband in making their living and covering their beloved children's educational and living expenses.

Salam is a hard worker, and she is well known in her region for her special products and competitive prices. She works hard to attract new customers in order to develop her family's living.

Today she is acquiring a loan from Kiva partner Al Majmoua to increase her business's merchandise with special perfume scents and bottles needed to get ready for the markets increasing requests before the holy Christmas month.

She is hoping to open her own separate small shop in the future, when she is financially capable of taking this step forward.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 149
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Salam to increase her business merchandise with special perfume scents and bottles needed.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 27, 2013
Currency Exchange Loss:
Nov 17, 2014