Enoch is part of the Beza group, and lives in Bujumbura. He is 48 years old and married to Victoire. Together, they have four children, aged between 5 and 15 years old. He is also responsible for another member of his extended family, who is studying.
Enoch has been selling soap, beans and rice for eighteen years. This will be his first loan with the field partner, Turame. He will use his Kiva loan to increase his business capital and buy 50kgs of rice, 50kgs of beans and 4 boxes of soap for resale. In this way, he hopes to increase his earnings.
In the future, Enoch would like to buy a mill and see his children study.
Enoch fait partie du groupe Beza et habite à Bujumbura. Il a 48 et est marié à Victoire. Ensemble ils ont 4 enfants âgés de 5 à 15 ans.
Il a sous sa charge un élève membre de sa famille élargie.
Il fait le commerce de savons, haricot, riz depuis 18 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter 50kg de riz, 50kg de haricot et 4 cartons de savons à revendre pour gagner plus.
Dans les prochaines années, il voudrait acheter un moulin et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.