Update on SameehaSameeha was born in 1959. She lives in a sector in Jordan called Marka with her husband and their 3 children. Her husband works at a governmental entity. Sameeha has been selling clothes for 1 year. She started her project with a small quantity of clothes. She considers her work as a good source of income to support her husband in covering their children's needs. Now she is planning to expand her business by buying a larger quantity of clothes, including winter clothes, in order to raise her profit. But she doesn't have enough money to do so. For this reason, she applied for this loan.
Previous Loan DetailsSameeha is a 53-year-old woman who has a clothing sales business. Lately, she put her business on hold for personal reasons and now she is back in business. Sameeha applied for this loan to support her work and increase her winter clothing collection for resale. More from Sameeha's previous loan »
About National Microfinance BankJordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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